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      <image:title>Quarterly Note - The State of Luxury Real Estate Summer 2026 - Make it stand out</image:title>
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      <image:title>Quarterly Note - The State of Luxury Real Estate Summer 2026 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Quarterly Note - The State of Luxury Real Estate Summer 2026 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Quarterly Note - The State of Luxury Real Estate Summer 2026 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Quarterly Note - The State of Luxury Real Estate Summer 2026 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Quarterly Note - The State of Luxury Real Estate Summer 2026 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Quarterly Note - The State of Luxury Real Estate Summer 2026 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Quarterly Note - The State of Luxury Real Estate Summer 2026 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Quarterly Note - Quarterly Note First Quarter 2026 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Quarterly Note - Quarterly Note First Quarter 2026 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Quarterly Note - Quarterly Note First Quarter 2026 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Quarterly Note - Quarterly Note First Quarter 2026 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Quarterly Note - Quarterly Note First Quarter 2026 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Quarterly Note - Quarterly Note First Quarter 2026 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Quarterly Note - Quarterly Note First Quarter 2026 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/c545c83f-3399-441d-8527-9bc3ea1fdc98/Velie+Quarterly+Note+%287%29.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note First Quarter 2026 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Quarterly Note - Quarterly Note: Fall 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Quarterly Note - Quarterly Note: Fall 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Quarterly Note - Quarterly Note: Fall 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Quarterly Note - Quarterly Note: Fall 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Quarterly Note - Quarterly Note: Fall 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Quarterly Note - Quarterly Note: Fall 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/c545c83f-3399-441d-8527-9bc3ea1fdc98/Velie+Quarterly+Note+%287%29.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note: Fall 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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  <url>
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      <image:title>Quarterly Note - Quarterly Note: Summer 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/44f7473e-fb82-4f82-ae4a-00ccdcc956b9/4.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note: Summer 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Quarterly Note - Quarterly Note: Summer 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Quarterly Note - Quarterly Note: Summer 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/fe384441-418d-4f16-b0ed-bcd81f26f4c4/Enquist+news+letter.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note: Summer 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/17297dbb-9788-4ecf-9a2e-1dc600c73420/14700+Copperfield+Place.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note: Summer 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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  <url>
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    <lastmod>2025-06-26</lastmod>
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      <image:title>Quarterly Note - Quarterly Note: Spring 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/fc1004d0-49a3-46df-ac8b-254aabc539b8/shutterstock_399932998+%281%29.jpg</image:loc>
      <image:title>Quarterly Note - Quarterly Note: Spring 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/272b0fbc-6d90-4163-bf2d-14bed5be67ed/Screenshot+2025-03-07+at+11.00.14%E2%80%AFAM.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note: Spring 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/8732b035-265b-4185-acec-0ca7f7505664/Screenshot+2025-03-06+at+11.01.18%E2%80%AFAM.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note: Spring 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/62c30884-9117-47ad-9bb5-e65e48807635/Screenshot+2025-03-06+at+11.02.09%E2%80%AFAM.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note: Spring 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/a26e7310-4a19-4d03-aaeb-97bcb0182921/Benton.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note: Spring 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/9f39c8f4-e833-4bcd-836f-2cf1c5987c35/unnamed+%2818%29.jpg</image:loc>
      <image:title>Quarterly Note - Quarterly Note: Spring 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/d30288d7-40bb-4e76-a9ee-0d41a6fdb639/unnamed+%2816%29.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note: Spring 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://velierealestate.com/quarterlynote/2024/5/10/quarterly-note-fall-2024</loc>
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    <priority>0.5</priority>
    <lastmod>2025-03-07</lastmod>
    <image:image>
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      <image:title>Quarterly Note - Quarterly Note: Fall 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/7811b4dc-8bed-40ad-8b20-90c548320ea8/7.JPG</image:loc>
      <image:title>Quarterly Note - Quarterly Note: Fall 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/0bcd4ade-48e9-47a4-889f-68f5bf46f125/Untitled-1.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note: Fall 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/a1af9932-1dff-4429-96ac-9c269c7f0127/unnamed+%2812%29.jpg</image:loc>
      <image:title>Quarterly Note - Quarterly Note: Fall 2024 - Make it stand out</image:title>
      <image:caption>Thea Traff (left) and Lucy Gordon Baird in Thea’s prewar Brooklyn apartment. Matthew Williams</image:caption>
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  </url>
  <url>
    <loc>https://velierealestate.com/quarterlynote/2024/5/10/quarterly-note-springsummer-2024</loc>
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    <priority>0.5</priority>
    <lastmod>2024-10-02</lastmod>
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      <image:title>Quarterly Note - Quarterly Note: Spring/Summer 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/e2cde3f9-7188-4d0b-825e-a069baea344c/Bonnie+and+Decker+Fence.jpg</image:loc>
      <image:title>Quarterly Note - Quarterly Note: Spring/Summer 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/ed56a0cc-5653-4d4c-a7d4-c88b81a2ec64/unnamed.jpg</image:loc>
      <image:title>Quarterly Note - Quarterly Note: Spring/Summer 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/af9c1920-b498-4a6b-ad1a-3b2ee073333e/Screenshot+2024-05-06+at+3.52.11+PM.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note: Spring/Summer 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/ecda0235-e301-41a9-8e6a-3d519ceb5664/Outlook-1ppu0pij.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note: Spring/Summer 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/39b968d5-a19f-4553-baf5-77860faf95bd/unnamed.jpg</image:loc>
      <image:title>Quarterly Note - Quarterly Note: Spring/Summer 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/3469208d-b185-4e66-bf19-5bf319201cdb/Bonnie+and+Decker+Country+Walk.jpg</image:loc>
      <image:title>Quarterly Note - Quarterly Note: Spring/Summer 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://velierealestate.com/quarterlynote/2023/7/18/quarterly-note-spring-news-hj94l-lzyac</loc>
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    <lastmod>2024-01-24</lastmod>
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      <image:title>Quarterly Note - QUARTERLY NOTE: 4th QUARTER 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/5ced369a-1ef2-435b-9be7-3e77149f0c9a/unnamed%2B%281%29.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 4th QUARTER 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/ed56a0cc-5653-4d4c-a7d4-c88b81a2ec64/unnamed.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 4th QUARTER 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/5a572e38-c801-488a-902f-851d8dea1c5c/Screenshot+2024-01-24+at+12.18.51+PM.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 4th QUARTER 2023 - These 8 Trends Will Define 2024 Interiors</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/afe20e62-79b2-473d-803f-c2844c28bd08/women+solo+travel.jpeg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 4th QUARTER 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
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    <lastmod>2024-01-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/bf00831a-81c8-4e54-b967-7ef9ce593cf3/unnamed.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1eea808d-6b4f-42e8-a39b-602c6a3107ce/unnamed+%281%29.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/ed56a0cc-5653-4d4c-a7d4-c88b81a2ec64/unnamed.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2023 - Make it stand out</image:title>
      <image:caption>145 Smith Avenue, Orono | $1,695,000 There are very few better locations in the western suburbs than the home on the hill off Orono Orchard Road Road known as 145 Smith Ave. Practically every inch of this home has been completely rebuilt and/or renovated in the newest and highest quality of counter tops, appliances, floorings and endless design features including raised ceilings to bring in the open and multi level concepts that accompany only todays finest built homes. Consider an outdoor sport court and newly lined swimming pool as just more reasons to see this home in order to believe it! 4+ Beds/6 Baths on almost 1.8 acres; 5 minutes to Wayzata, 8 minutes to Orono Schools, and a short pitch to the golf course, makes no time like the present to come see luxury living for yourself!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/fb95bb70-2b61-417f-8343-f59f04d47544/unnamed+%282%29.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2023 - Make it stand out</image:title>
      <image:caption>5454 Mayview Road, Minnetonka | $925,000 Just west of 494 in the city of Minnetonka is a clear, deep, perfectly beautiful body of water surrounded by majestic wetlands, wildlife and parks known as Glen Lake. This home at 5454 Mayview Road looks southwest through floor to ceiling windows above sloping prairie grass rolling down to 150ft of some of the most spectacular shoreline in the western suburbs. The main floor vaulted ceilings accentuate the panoramic views along with 2 bedrooms, huge closets with cedar ceilings and 2 baths with heated floors including the primary looking out to the endless changing colors and sounds. Stroll out to the screened porch and 2 adjacent decks with cable railings for non interrupted views. The lower level has 3 more bedrooms or use one as a studio, exercise room or office. This level also has a walkout cement patio steps leading to the Minnesota Native Landscapes designed dry and wetland prairie grasses. Complete with its own she shed please come see one of Minnetonka's finest!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/c257b389-6b63-41d3-b0ce-07d1f3964d4a/Wood+Hill+Lane.jpeg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2023 - Make it stand out</image:title>
      <image:caption>6324 Wood Hill Lane, Independence | $959,000</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/6fbdf0dd-5fb9-4267-9b13-a2fb19bcc6ba/Brooks+Lane.jpeg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2023 - Make it stand out</image:title>
      <image:caption>3011 Brooks Lane, Minnetonka Beach | $2,195,000</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/15442a3d-7ff4-443f-b446-11c357bcfa1e/Aster+Trail.jpeg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2023 - Make it stand out</image:title>
      <image:caption>6642 Aster Trail, Victoria | $1,395,000</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/a133d6db-1640-4973-9c69-feb150ff3174/County+Road.jpeg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2023 - Make it stand out</image:title>
      <image:caption>2785 County Road 24, Medina | $1,099,000</image:caption>
    </image:image>
  </url>
  <url>
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    <lastmod>2023-10-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/bf00831a-81c8-4e54-b967-7ef9ce593cf3/unnamed.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 2nd QUARTER 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/152acd5a-59ce-4da0-a773-625fc246cb30/unnamed+%281%29.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 2nd QUARTER 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/02680df7-f2d5-4a20-a9fc-dfaeed0af1b3/unnamed.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 2nd QUARTER 2023 - Make it stand out</image:title>
      <image:caption>2780 Countryside Drive, Orono | $1,295,000 In a quiet neighborhood on almost 3 acres of lawn, flowering trees and a surround stone scaped swimming pool, is this impossible to find two story, four bedroom home that has everything from everywhere updates including a brand new roof.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/2830fbc7-8a78-420f-8d8c-96f66bcd4a2d/unnamed.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 2nd QUARTER 2023 - Make it stand out</image:title>
      <image:caption>6642 Aster Trail, Victoria | $1,395,000 At the end of a winding tree lined drive rests 5 acres and 664 ft. of a westerly facing and stunningly private lakeshore lot on beautiful Lake Virginia. Just a few minutes from Excelsior and in the Minnetonka School District you can build your forever home surrounded by unmatched beauty and wildlife.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/741060af-e803-4f7d-9ba1-703b598c77a4/unnamed+%281%29.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 2nd QUARTER 2023 - Make it stand out</image:title>
      <image:caption>Non MLS, Wayzata | $3,095,000 This historic, turn of the century home sits back on 1.6 acres of private gardens and old growth trees off of one of the most iconic drives in the Twin Cities. Completely redone, this five bedroom, two story masterpiece invites you to stroll down the gentle slope into the town of Wayzata to meet with friends and gaze at the water as the boats sail by. A very rare opportunity can now be a reality.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/ebdbeae2-a9e9-4fe3-87ad-fa8da287931a/unnamed+%282%29.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 2nd QUARTER 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/ad86c560-542e-4ee7-8a02-6fdd4f41a33c/unnamed.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 2nd QUARTER 2023 - Make it stand out</image:title>
      <image:caption>613 Laurel Avenue, Saint Paul, MN 55102</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1bbc2cb8-d583-4e7b-a67c-00e3c7f59f67/unnamed+%283%29.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 2nd QUARTER 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://velierealestate.com/quarterlynote/2023/1/30/quarterly-note-january-2023</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-07-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1634319398187-GTJQW2SQ98DMPVOY9WAP/Velie-real-estate-01.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 1st QUARTER 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/bc598aa0-674c-463f-9024-7637fc6939e8/Real+Estate.00_00_51_01.Still005+%281%29.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 1st QUARTER 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/84ec55ba-32a2-45b8-86f3-d6138de1f0f9/E38C29CA-45EF-42A1-9E20-D7CF6FD82982.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 1st QUARTER 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/2610e4fe-04af-42a1-b287-9ea994fda58c/image002.png%5B2%5D.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 1st QUARTER 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/ccce531b-da6f-4bfd-a1a4-14b6b5a6c61b/IMG_1154.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 1st QUARTER 2023 - Be prepared to fall in love with ‘The Low Country’. '“The winding rivers, majestic oaks dripping in Spanish moss, elegant front porches, and softness of the southern dialect together took a part of my heart and I am forever grateful.” We’re excited to announce that Bonnie is now licensed and practicing in Richmond Hill and the greater Savannah area. Whether your interest include a tour of-The Ford Field and River Club, Palmetto Bluff or the Residences in the Historic District of Savannah, please give us a call - the beauty will capture you.</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/db35bd75-e7bc-42f0-8579-a53262fd6229/ML+-+2.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 1st QUARTER 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://velierealestate.com/quarterlynote/2022/10/18/quarterly-note-3rd-quarter-2022</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-10-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1634319398187-GTJQW2SQ98DMPVOY9WAP/Velie-real-estate-01.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/8cb4d45c-ae71-4697-995d-55abe44c6e67/1.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/65f5383e-4bda-4b99-97d0-002fb47cfd23/3.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/9c1709c9-5320-4042-85c7-e91ea04eed88/Screen+Shot+2022-10-12+at+1.18.27+PM.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/67439bee-afad-440e-a370-c8901f7a8cbe/Screen+Shot+2022-10-12+at+1.19.16+PM.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/0f78b872-fe81-4139-bdfc-c7f328596569/image002.jpg%5B25%5D.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/fe9fa31f-e02f-4eda-bb2a-8a3166ff93b7/7-7.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/0f64c599-19a8-4268-bcc5-7048e1e7f52a/19-19.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://velierealestate.com/quarterlynote/2022/7/27/quarterly-note-2nd-quarter-2022</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-08-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1634319398187-GTJQW2SQ98DMPVOY9WAP/Velie-real-estate-01.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 2nd QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Quarterly Note - QUARTERLY NOTE: 2nd QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/6146b49f-81e3-44c1-8bf8-87fb18ace70e/1.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 2nd QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/b5eb8f2c-fb5b-4819-a3f2-d91e0da22d61/2.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 2nd QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/ef1ea942-927f-44e0-9ca9-7e04c7e60bb1/Flag_of_Prior_Lake%252C_Minnesota.svg.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 2nd QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/590fcf5b-3958-48f7-95aa-0edde3c49315/ezgif.com-gif-maker.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 2nd QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/c3dc8845-5dee-4d58-8438-ffb1f3ec2b0a/2a0a381ece308199581557768ca3d7ca63f1f330beea40630dc730d22a7fdd66.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 2nd QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/5a81c525-dc32-423a-be1b-38d3211c83fb/Screenshot+2022-07-16+at+8.56.42+AM.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 2nd QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/a3d000a4-eda0-4184-93e0-657a89150991/IMG_2442%2B%25282%2529.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 2nd QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://velierealestate.com/quarterlynote/2022/4/20/quarterly-note-1st-quarter-2022</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-04-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1634319398187-GTJQW2SQ98DMPVOY9WAP/Velie-real-estate-01.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 1st QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1642455939237-E3KENHDUZTLK22S4OEPS/Up%2C+Up+and+Away.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 1st QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/d9697558-13a4-4efe-a732-d8268405dc72/Screen+Shot+2022-04-14+at+3.55.21+PM.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 1st QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/f6169dcf-2c95-411e-b093-25a09017f5d2/3.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 1st QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/573b9bc0-fd29-43e6-a749-bac0645fdc13/2.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 1st QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/b406ac28-d6e3-4f9d-a879-2f2020534fb6/jeremy-bezanger-9opiHRPIvR0-unsplash.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 1st QUARTER 2022 - Bitcoin and Real Estate: The Trend Is Now The two largest crypto real estate payments the US has to date were in May 2021 where a property sold for $22.5 million and more recently a New York Penthouse listed for $29 million specifying that offers could only be made in Bitcoin. Cryptocurrency has caught on in the real estate world and the trend is growing.</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/7c47da7d-d1c4-49fe-ad38-529f69f046a8/ezgif.com-gif-maker.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 1st QUARTER 2022 - The sport has caught on like wildfire. It is the great equalizer where people of varying racquet skills, athletic ability and ages can play together and get a great workout. Selling a vacation home? It better have Pickle!</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/6442c737-404c-4ece-a28c-bded3a56b36e/Open%2BKitchen%2BWith%2BCenter%2BIsland.jpeg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 1st QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/4717ffc8-ed3a-4c82-abde-390e40ac4665/Untitled%2Bdesign%2B%25282%2529.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 1st QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1634060539220-X6B8IS0KFNXXJYQRLB8B/Screen+Shot+2021-10-12+at+11.40.03+AM.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 1st QUARTER 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://velierealestate.com/quarterlynote/2021/10/15/quarterly-note-4th-quarter-2021-yl42l</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-01-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1634319398187-GTJQW2SQ98DMPVOY9WAP/Velie-real-estate-01.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 4th QUARTER 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1642455939237-E3KENHDUZTLK22S4OEPS/Up%2C+Up+and+Away.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 4th QUARTER 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1642182724156-G1TKXWATHMFXHPSN68XI/1.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 4th QUARTER 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1642182754187-CQPQK9Y0D3VY2LGR4MXH/2.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 4th QUARTER 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1642179708437-3STX9D5NE3VQLG7QB4NZ/TanagerLakes.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 4th QUARTER 2021</image:title>
      <image:caption>Velie Real Estate and Michael Steadman are successfully under contract with all six lots, totaling over 13 million dollars, in what many in the industry consider the most significant luxury residential lots and land development in decades for the Twin City Area. “Shoreline Estates is the collaboration of a very dedicated team of individuals who understood the vision and legacy of this project. The rich history of Tanager Hill has been at the forefront of this development. I am very proud of the relentless efforts and professionalism that our team has shown throughout this process which has resulted in one of the most unique and historical neighborhoods in the state of Minnesota.” -Trisha Blake (Trustee)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1642106893536-7K0N0LRXSQZKEJJAI3IK/Front%2BEntrance%2BWith%2BFountain.jpeg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 4th QUARTER 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1642109488826-PNA8WDA8DZ5V3IM6Q2ZD/2P5TDJPPQVHSLKUVE2MM6KB7JM.jpeg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 4th QUARTER 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1642110984024-UJ4L42U535477KJWD384/the-alpinist-leclercl.jpeg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 4th QUARTER 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/d5f4e945-01f0-49a0-a697-198dae907922/53EC1BD8687849C19172E0FE3D5ADD20.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 4th QUARTER 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1634060539220-X6B8IS0KFNXXJYQRLB8B/Screen+Shot+2021-10-12+at+11.40.03+AM.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 4th QUARTER 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://velierealestate.com/quarterlynote/2021/10/15/quarterly-note-3rd-quarter-2021</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-01-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1634319398187-GTJQW2SQ98DMPVOY9WAP/Velie-real-estate-01.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1634319417495-QDMJ91O0HQCX7RU4U57M/Velie%2BReal%2BEstate%2Bgroup%2B.jpeg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1634134340071-HPK0MR4JYW4DUCEYK0DK/Velie+Newsletter+Stats+2021+%283%29.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1634134362618-DFAX4MLEJXK8C34EASH9/Velie+Newsletter+Stats+2021+%284%29.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1634320845965-F1JQ9DXO7HRY28SG7HMM/Shoreline%2BEstates.jpeg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1634320274664-NY5XUBNJGXNUWPUKFJTP/93cbd0-20211006-fall-color-at-itasca-state-park-1066.jpeg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1634320417793-296JII33EVETM895DBCZ/_04A8292+%281%29.jpeg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2021 - Make it stand out</image:title>
      <image:caption>We recommend: The Lounge/Valet Parking</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1634320515295-KZOR4CSIM3Q4PVUGRBQV/index15+%281%29.jpeg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1634320609496-X18WYEJAIVR1WBL4361G/13+%281%29.jpeg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1634060539220-X6B8IS0KFNXXJYQRLB8B/Screen+Shot+2021-10-12+at+11.40.03+AM.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE: 3rd QUARTER 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://velierealestate.com/quarterlynote/2021/4/21/quarterly-note-1st-quarter-2021-azt59</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-07-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1610992411582-KLB0V3I5STLSKHLW8JX6/Velie-real-estate-01.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE - 2nd QUARTER 2021</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1610992981609-R0EQX323YLK3YDF9STMJ/Velie+Real+Estate+group+.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE - 2nd QUARTER 2021</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1626281419582-UB53G38BKMQAS583QMC6/Velie+-+Qtr+Note+Stats+%286%29.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE - 2nd QUARTER 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1626195533248-5UKB64C6MVR2C3QYQ5NA/pdl23tp.jpeg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE - 2nd QUARTER 2021</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1626281614482-0PS4SIDSIFTK5G811GA9/Ariel%2BFront%2Bof%2BHome.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE - 2nd QUARTER 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1626196465359-VANQZSL0CXFJYVWHYTTJ/pdl23tp+%289%29.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE - 2nd QUARTER 2021</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://velierealestate.com/quarterlynote/2021/4/21/quarterly-note-1st-quarter-2021</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-07-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1610992411582-KLB0V3I5STLSKHLW8JX6/Velie-real-estate-01.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE - 1ST QUARTER 2021</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1610992981609-R0EQX323YLK3YDF9STMJ/Velie+Real+Estate+group+.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE - 1ST QUARTER 2021</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1618946729007-EWJHHK3RI9GE2T1HVVXB/9a706d94302cbef7b128c2ed6facc8f9l-w0od-w1024_h768.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE - 1ST QUARTER 2021</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1610993246387-AEMHIFQ7PP4EF9WZIPG7/thiago-cerqueira-Wr3HGvx_RSM-unsplash+%281%29.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE - 1ST QUARTER 2021</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://velierealestate.com/quarterlynote/2021/1/18/quarterly-note-4th-quarter-2020</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-01-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1610992411582-KLB0V3I5STLSKHLW8JX6/Velie-real-estate-01.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE - 4TH QUARTER 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1610992366779-WFZPJDQC96VPMDZ9A35T/Velie+Real+Estate+group+.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE - 4TH QUARTER 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1610992708604-4037TOXTYK60M2SOBCBA/Velie+-+Qtr+Note+Stats+%283%29.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE - 4TH QUARTER 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1610992780761-89WKK34WRY7VCR1SGM07/Velie+-+Qtr+Note+Stats+%284%29.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE - 4TH QUARTER 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1610992899182-ZAVDB7I4S63M87Q1EXMO/Kat%2Band%2BCharlie%2B%2BCouple.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE - 4TH QUARTER 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1610993246387-AEMHIFQ7PP4EF9WZIPG7/thiago-cerqueira-Wr3HGvx_RSM-unsplash+%281%29.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE - 4TH QUARTER 2020</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://velierealestate.com/quarterlynote/2020/10/15/quarterly-note-3rd-quarter-2020</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-10-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1602528996483-1EEM6NEMP3O0PROHMZVE/Screenshot+2020-10-12+125542.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE- 3RD QUARTER 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1602605345534-UC5JNCI4GRNS9K9XIJ07/Velie+-+Qtr+Note+Stats+%281%29.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE- 3RD QUARTER 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1602605394667-IN57GPRN3DN5DQSME897/Velie+-+Qtr+Note+Stats+%282%29.png</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE- 3RD QUARTER 2020</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1602530615301-OMHXQJWBYZVFQF7RFRT3/dan-gold-4HG3Ca3EzWw-unsplash.jpg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE- 3RD QUARTER 2020</image:title>
      <image:caption>To read more, click here</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1602779569427-6DNDDI43H43Q4QPUQBGJ/image-asset.jpeg</image:loc>
      <image:title>Quarterly Note - QUARTERLY NOTE- 3RD QUARTER 2020</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://velierealestate.com/quarterlynote/2020/7/13/announcing-the-velie-real-estate-covid-19-foundation</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-07-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1594672604644-UBN1GMJRCVMI1S8D02XA/Velie%2BReal%2BEstate%2B-%2BQuarterly%2BNote.jpg</image:loc>
      <image:title>Quarterly Note - Quarterly Note - Velie Real Estate Foundation Announcement</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://velierealestate.com/quarterlynote/2020/1/20/quarterly-note-4th-quarter-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-01-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1579541755498-B41JGU8F0SJGI0GKTLTC/Velie%25252BReal%25252BEstate%25252B-%25252BQuarterly%25252BNote%25252B%252525281%25252529.jpg</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 4th Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1578421030745-F5N9C7Y4IJNJZ0NQHXDU/Velie+-+Qtr+Note+Stats.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 4th Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1578422175993-3VSB1GQ924LDRFGRHZ7A/Velie+-+Qtr+Note+Stats+%281%29.jpg</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 4th Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1578419817680-MHLJUO1IWQIGE0U3C5KQ/1.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 4th Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1578419852689-B82FV3CJ50Z642JW15A2/2.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 4th Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1578419927888-GCKKIP2BG1AG5X2NYGPH/3.jpg</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 4th Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1578420185529-Y8J8Z75EWR4VH90ZYZWY/Screen+Shot+2020-01-07+at+11.02.34+AM.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 4th Quarter 2019</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://velierealestate.com/quarterlynote/3rd-qtr-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-10-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1571177277572-5FO42NCE6ROLKSPV5EKF/Velie%2BReal%2BEstate%2B-%2BQuarterly%2BNote%2B%281%29.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 3rd Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1571177435612-L9325WCI9DZYB7QHERY0/2018.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 3rd Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1571178775220-0K1Z9EL6C8D947XS7KR0/unnamed.jpg</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 3rd Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1571178857018-TYP42QANSHMPQTUU046I/unnamed.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 3rd Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1571179186711-OTN3AGHCJ0VZPT415WYF/unnamed-1.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 3rd Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1571179328496-V6I41B2S35D0HC3ZJ58P/unnamed-1.jpg</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 3rd Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1571179430346-W0JNBYHGLYWIWZRUUDOW/unnamed-2.jpg</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 3rd Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1571179565973-M8E6PYT3D5YFEK1HVNUY/unnamed-2.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 3rd Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1571179758003-L1U1ZJE6W062V6YM0R2M/Velie%2B-%2BExclusive%2BLakefront%2BProperties%2BV4%2B%284%29.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 3rd Quarter 2019</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://velierealestate.com/quarterlynote/quarterly-note-2nd-quarter-19</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-07-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1563387008596-EAASAGTU58RQ31FUOYT0/Velie+Real+Estate+-+Quarterly+Note+%2810%29.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 2nd Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1563387285628-CUC0E591TUFINBUGYXNV/Screen+Shot+2019-07-17+at+12.13.20+PM.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 2nd Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1563386684151-P50KAF51P9CAXQFZU1ZY/Velie%2B-%2BExclusive%2BLakefront%2BProperties%2B%288%29%2B%281%29.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 2nd Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1563387363841-M4QIY60CEMVXLU402TUX/Screen+Shot+2019-07-17+at+12.13.20+PM.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 2nd Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1563387390832-YB78LWLKNXXDW9EY4K4S/Velie%2B-%2BExclusive%2BLakefront%2BProperties%2B%289%29%2B%281%29.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 2nd Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1563387474638-EYILVD0KB0XI9ETL85HM/Screen+Shot+2019-07-17+at+12.13.20+PM.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 2nd Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1563387494863-OE3I7T62JD3OR6LQNWR6/Velie%2B-%2BExclusive%2BLakefront%2BProperties%2B%2812%29.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 2nd Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1563387629598-0SMSRCBA2OSY8AV3S4YB/Screen+Shot+2019-07-17+at+12.19.25+PM.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 2nd Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1563387654414-964RDC8X8EG4RTBLC96H/Velie%2B-%2BExclusive%2BLakefront%2BProperties%2B%286%29%2B%281%29.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 2nd Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1563387718353-2DQPBJE2KVOTV47S9TL1/Screen+Shot+2019-07-17+at+12.21.18+PM.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 2nd Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1563387755885-8MJLQM3IT0CWOV7HFL3S/Exclusive%2BLakefront%2BProperties%2B%285%29%2B%281%29.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 2nd Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1563294592256-APL8D52308GPVAAH1IEW/housing-mortgage-trends-2019.jpg</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 2nd Quarter 2019</image:title>
      <image:caption>Photo Credit: NerdWallet</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://velierealestate.com/quarterlynote/first-qtr-19</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-04-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1555943823265-CFSJRTUVLBO1AH5KBPM1/Velie+Real+Estate+-+Quarterly+Note+%281%29.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 1st Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1555944154680-IY1KKSSM5RGQGIB9DU6Q/Screen%2BShot%2B2019-04-17%2Bat%2B12.38.19%2BPM.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 1st Quarter 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1555944170789-T3EA6EKCEI0QARIXJIDJ/Screen%2BShot%2B2019-04-17%2Bat%2B12.37.42%2BPM.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 1st Quarter 2019</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1555944245909-B4X9T29ML5RXYZ8GJJWC/Screen+Shot+2019-04-22+at+8.40.05+AM.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 1st Quarter 2019</image:title>
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  </url>
  <url>
    <loc>https://velierealestate.com/quarterlynote/jan-19</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-04-22</lastmod>
    <image:image>
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      <image:title>Quarterly Note - Quarterly Note - 4th Quarter 2018</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1547833141295-UZDRKKGH9CB9XSKGK16L/Screen+Shot+2019-01-18+at+9.24.19+AM.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 4th Quarter 2018</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1547833162328-XDE2Y5UAVUTPCJ6KHZ3H/Screen+Shot+2019-01-18+at+9.24.43+AM.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 4th Quarter 2018</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://velierealestate.com/quarterlynote/2018/9/28/quarterly-note</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-07-16</lastmod>
    <image:image>
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      <image:title>Quarterly Note - Quarterly Note - 3rd Quarter 2018</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58640abb29687fc89ebc5aa4/1538177350433-NRDNCOJU9FFXSUO6H4QE/FloridaQuarterlyStats.png</image:loc>
      <image:title>Quarterly Note - Quarterly Note - 3rd Quarter 2018</image:title>
      <image:caption>South Florida Market Update Closed Sales for Listings $1,000,000 Plus (For the counties of Palm Beach/Broward/Miami-Dade)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://velierealestate.com/quarterlynote/category/Quarterly+Note</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://velierealestate.com/velie-real-estate</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2016-12-30</lastmod>
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